Tuesday, March 17, 2020

Lemur Catta †the ring-tailed lemur

Lemur Catta – the ring-tailed lemur Free Online Research Papers Did you know that lemur catta is the scientific name for the â€Å"ring-tailed† lemur? Did you know that the word lemur means â€Å"ghost† in the native Madagascan tongue? The lemur catta (or you can call it the ring- tailed ghost if you want) is one of about sixty species of lemurs, and all species live only on the island of Madagascar. Lemur catta are very social animals, and they are very easy to identify. With long arms and legs, flexible fingers and toes, extremely long, and easily identifiable black and white tails, large, black outlined eyes, there is nothing in the world that closely resembles a ring-tailed lemur. These lemurs have very limited eye movement, and have to completely move their head if they want to look to the side. Ring-tailed lemurs grow to about 17 inches and to about a maximum of 9 pounds. (Fleagle, 1988) The ring-tailed lemur is a terrestrial quadruped, which means all four feet are specialized for walking, and the animal spends most of it’s time on the ground. Lemurs live in groups of about ten to twenty animals, and these groups are mixed male and female. (Sauther, Sussman, Gould, 1999) The ring-tailed lemur is part of the sub-order prosimii (prosimians), along with the lorises and tarsiers. Prosimians are much smaller than their relatives, anthropoids, with the ring-tailed lemur not usually growing over 10 pounds or 20 inches. (Fleagle, 1988) The lemurs are a part of the infraorder lemuriformes, because they are only found in one place in the entire world, a small island off the coast of Southeastern Africa, Madagascar. (Pastorini, Thalmann, Martin, 2003) There are about 60 different types of lemurs, with some being extremely alike, and some being drastically different. The ring-tailed lemur is part of the genus lemur, and there are no other types of this genus found in Madagascar. The ring-tailed lemurs are the only species in this genus, because of odd scent glands found on the wrist and close to the arm pits. Because the ring-tailed lemur is so unique, there are no other sub-species of it. The ring-tailed lemur, as mentioned earlier is a very unique lemur, because of the similarities the lemur’s hands have with human hands. Lemurs don’t have claws, they have nails, and their grasping ability is just like that of a human, with opposable thumbs. Ring-tailed lemurs, as it has been stated over and over, are native and confined to Madagascar, and they are found nowhere else in the world. However, lemur catta are mainly found in dry woody areas in the south to the southwest, and there are even some found in the southeast near the Andringitra. (Yoder, Irwin, Goodman, 2000) These areas are extremely dry, and because of that the trees are very bare. Lemur catta is a highly terrestrial quadruped, and mainly feeds on the ground. In fact, it is observed on the ground over 65% of the time. (Sauther, Sussman, Gould, 1999) Ring-tailed lemurs are herbivores, eating plants, flowers, and fruits; however, these lemurs sometimes try and expand the horizons, with the occasional insect or small mammal. Obviously they are not only specialized to being ONLY a herbivore, but ring-tailed lemurs only eat insects and mammals when it is needed. (Simmen, 2003) Lemurs do not have many specializations to help them hunt during the day; in fact, some of their characteristics will hurt them in hunting. Lemur catta lack trichromatic color vision, which most other primates have. This will largely affect them in hunting small prey, and is likely the main reason why they rarely do. Mating for ring-tailed lemurs is seasonal, and it starts in mid-April. In the fall, females produce only one offspring, and the gestation period for that female is almost 5 months. However, twins and triplet occur when there is an abundance of food; however, this is an very rare sight. Directly after birth, the young lemur catta cling to the mother’s bellies, only to switch and cling to the back after about two weeks. They can climb after about 3 weeks, and become totally independent from their mothers after about 6 months. The ring-tailed lemurs become sexually mature at about 18 months, but don’t start mating until they are about 2-3 years old. When thinking about all of the mentioned aspects, the ring-tailed lemur is an extremely rare species, and it is only found on one small part of one small island in the entire world. It is very easily identifiable, however, and there is almost nothing else in the world that could pass for one of these, not even another lemur. They have very unique characteristics, and they are even very much different than the other 60 species of lemurs, in their diet, gestation periods and maternity habits, just to name a few. But the thing that sets them apart from all the other lemurs, and the reason they are in their own genus, is because they have unique sensory glands on their wrists and in the armpits, which helps them mark their surroundings. So, when talking about lemurs, there is nothing that is at all like the ring-tailed ghost. Bibliography 1. Fleagle, J. G. 1988. Primate Adaptation and Evolution. Academic Press 2. Sauther, M.L., Sussman, R.W., Gould, L. 1999. Wiley-Liss, Inc: 120-132 3. Pastorini, J, Thalmann, U, Martin, R.D. PNAS, May 2003; 100: 5879 5884 4. Ward, S.C., Sussman, R.W. 2005. American Journal of Physical Anthropology 575- 90 5. Yoder, A.D., Irwin, J.A., Goodman, S.M. 2000. Journal of Zoology 252: (1), 1–9. 6. Simmen, B. 2003. International Journal of Primatology 24: 949-968 Research Papers on Lemur Catta - the ring-tailed lemurThe Hockey GameGenetic Engineering19 Century Society: A Deeply Divided EraBringing Democracy to AfricaThe Spring and AutumnThe Relationship Between Delinquency and Drug UseWhere Wild and West MeetCapital PunishmentHonest Iagos Truth through DeceptionResearch Process Part One

Saturday, February 29, 2020

Camel Rating Of Brac Bank

Camels rating system is a common phenomenon for all banking system all over the world. It is used in all over the country in the world. It is mainly used to measure a ranking position of a bank on the basis of few criteria. Camels rating system is an international bank-rating system where bank supervisory authorities rate institutions according to six factors. The six factors are represented by the acronym CAMELS. The six factors examined are as follows: C Capital adequacy A Asset quality M Management quality E Earnings L Liquidity S Sensitivity to Market Risk Bank supervisory authorities assign a score on a scale of one (best) to five (worst) for each factor to each bank. If a bank has an average score less than two it is considered to be a highquality institution, while banks with scores greater than three are considered to be less-thansatisfactory establishments. The system helps the supervisory authority identify banks that are in need of attention. Origin of Camels Rating System: There were many banks rating system available in the world. However, Camels rating system is the most successful bank rating system in the world. The ‘Uniform Financial Institutions Rating System (UFIRS)’ was created in 1979 by the bank regulatory agencies. Under the original UFIRS a bank was assigned ratings based on performance in five areas: the adequacy of Capital, the quality of Assets, the capability of Management, the quality and level of Earnings and the adequacy of Liquidity. Bank supervisors assigned a 1 through 5 rating for each of these components and a composite rating for the bank. This 1 through 5 composite rating was known primarily by the short form CAMEL. A bank received the CAMEL rate 1 or 2 for their sound or good performance in every respect of criteria. The bank which exhibited unsafe and unsound practices or conditions, critically deficient performance received the CAMEL rate 5 and that bank was of the greatest supervisory concern. While the CAMEL rating normally bore close relation to the five component ratings, it was not the result of averaging those five grades. Supervisors consider each institution’s specific 3 situation when weighing component ratings and review all relevant factors when assigning ratings to a certain extent. The process and component and composite system exist similar for all banking companies. In 1996, the UFIRS was revised and CAMEL became CAMELS with the addition of a component grade for the Sensitivity of the bank to market risk. Sensitivity is the degree to which changes in market prices such as interest rates adversely affect a financial institution. The communication policy for bank ratings was also changed at end of 1996. Starting in 1997, the supervisors were to report the component rating to the bank. Prior to that, supervisors only reported the numeric composite rating to the bank. Six Factors of Camels Ratings System: Capital Adequacy Capital adequacy focuses on the total position of bank capital. It assures the depositors that they are protected from the potential shocks of losses that a bank incurs. Financial managers maintain company’s adequate level of capitalization by following it. It is the key parameter of maintaining adequate levels of capitalization. Asset quality determines the robustness of financial institutions against loss of value in the assets. All commercial banks show the concentration of loans and advances in total assets. The high concentration of loans and advances indicates vulnerability of assets to credit risk, especially since the portion of non-performing assets is significant. Management quality of any financial institution is evaluated in terms of Capital Adequacy, Asset Quality, Management, Earnings, Liquidity and Sensitivity to market risk. Moreover, it is also depended on compliance with set norm, planning ability; react to changing situation, technical competence, leadership and administrative quality. A Sound management is the most important pre-requisite for the strength and growth of any financial institution. Earning and profitability is the prime sources of increasing capital of any financial institution. Strong earnings and profitability profile of a bank reflect its ability to support present and future operations. Increased earning ensure adequate capital and adequate capital can absorb all loses and give shareholder adequate dividends. An adequate liquidity position refers to a situation, where an institution can obtain sufficient funds, either by increasing liabilities or by converting its assets quickly at a reasonable cost. 4 It access in terms of asset and liability management. Liquidity indicators measured as percentage of demand and time liabilities (excluding interbank items) of the banks. It means that the percentage of demand and time liabilities gets a bank as per its liquid assets. The sensitivity to market risk is evaluated from changes in market prices, notably interest rates; exchange rates, commodity prices, and equity prices adversely affect a bank’s earnings and capital. Process of Camels Reporting: The reporting process of CAMELS rating is given below: Figure : Reporting Process of CAMELS rating Process: 1. Data collection of reschedule status of overdue loans from CRM, Retail, SME and Ops. 2. Data collection of lending rates and deposit rates from Treasury. Data collection of average borrowed amount and rate of interest expenses from Treasury. 4. Data collection of maturity wise investments from Treasury. 5. Collect information of training programs arranged by the Bank’s training institute from Human Resources Division. 6. Collection of other required reports and statements from other divisions. 7. Preparation of CAMELS report as per guideline of BB Core Risk Management Guidelines. 8. Meeting arranged with MANCOM. 5 Camels Rating System of Bangladesh: All over the world, CAMELS rating is a common figure to all banking industry. Like all other countries, it is also used in Bangladesh. In Bangladesh, the five components of CAMEL have been used for evaluating the five crucial dimensions of a bank’s operations that reflect in a complete institution’s financial condition, compliance with banking regulations and statutes and overall operating soundness since the early nineties. In 2006, Bangladesh Bank has upgraded the CAMEL into CAMELS. ‘Sensitivity to market risk’ or ‘S’ is the new rating component which is included in CAMEL and make it into CAMELS. The new rating component makes the system more effective and efficient. The new system needs bank’s regular condition and performance according to predetermined stress testing on asset and liability and foreign exchange exposures, procedures, rules and criteria and on the basis of the results obtained through risk-based audits under core risk management guidelines. A bank’s single CAMELS rating has come from off-site monitoring, which uses monthly financial statement information, and an on-site examination, from which bank supervisors gather further â€Å"private information† not reflected in the financial reports. The development of credit points examination result is ranging from 0 to 100. The six key performance dimensions – capital adequacy, asset quality, management, earnings, liquidity and sensitivity to market risk – are to be evaluated on a scale of 1 to 5 in ascending order. Following is a description of the graduations of rating: Rating 1 indicates strong performance: BEST rating. Rating 2 reflects satisfactory performance. Rating 3 represents performance that is flawed to some degree. Rating 4 refers to marginal performance and is significantly below average and Rating 5 is considered unsatisfactory: WORST rating. Table : Composite CAMELS and their Interpretation Rating Composite range Description Rating Analysis interpretation 1 1 to 1. 4 Strong Sound in every respect, no supervisory responses required. 2 1. 5 to 2. 4 Satisfactory Fundamentally sound with modest correctable weakness, supervisory response limited. Combination of weaknesses if not redirected will become severe. 3 2. 5 to 3. 4 Fair Watch category. Requires more than normal supervision. Immoderate weakness unless properly addressed could impair future 4 3. 5 to 4. 4 Marginal viability of the bank. Needs close supervision. High risk of failure in the near term. Under constant supervision/cease 5 4. 5 to 5 Unsatisfactory and desist order. Capital adequacy: Capital adequacy focuses on the total position of bank capital. It focuses on the risk weighted assets which proposed to protect from the potential shocks of losses that a bank might incur. It is assessed according to: the volume of risk assets, the volume of marginal and inferior assets, bank growth experience, plans, and prospects; and the strength of management in relation to all the above factors. The major financial risk like credit risk, interest rate risk and risk involved in off-balance sheet operations are absorbed by it. The CAMELS components are also required for Basel Committee of Bangladesh Bank. As regards the capital adequacy, they grouped the factors like a) size of the bank, b) volume of inferior quality assets, c) bank’s growth experience, plans and prospects, d) quality of capital, e) retained earnings, f) access to capital markets, and g) non-ledger assets and sound values not shown on books (real property at nominal values, charge-offs with firm recovery values, tax adjustments). Capital to Risk-Weighted Assets ratio (CRWA) is the most widely used indicator for capital adequacy ratio. According to Bangladesh Bank, a bank has to maintain a minimum capital adequacy ratio (CAR) of not less than 10 percent of their risk weighted assets (RWA, with at least 5 percent in core capital) or Taka 2 billion, whichever is higher. Basel II Basel II is a capital adequacy management framework for banks. Basel II is the second of the Basel Accords, which are recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision; adopted by Bangladesh Bank. The main objectives of Basel II are as follows: Promote safety and soundness in the financial systems Constitute a more comprehensive and more sensitive approach to addressing risks Better alignment of regulatory capital to underlying risk Encourages banks to improve risk management These guidelines are structured on following three aspects: a) Minimum capital requirements to be maintained by a bank against credit, market, and operational risks. b) Process for assessing the overall capital adequacy aligned with risk profile of a bank as well as capital growth plan. c) Framework of public disclosure on the position of a banks risk profiles, capital adequacy, and risk management system.

Thursday, February 13, 2020

Global Environment of Business. The Saudi Stock Market (2009-2011) Research Paper

Global Environment of Business. The Saudi Stock Market (2009-2011) - Research Paper Example Factors such composition of sectors; investors as well as regulations also have dominant impact on the performance along-with world indices impact. Moreover, being in infancy stage the research as also made certain recommendations based on the research conclusions. TABLE OF CONTENTS TABLE OF CONTENTS 3 Background To The Problem 5 Role And Importance Of Stock Market 5 Importance Of Saudi Stock Market 5 Origin And Growth 6 History 6 Regulator 6 Tadawul (The Saudi Stock Exchange) 6 Current Statistics In Comparison With GCC Countries 7 Problem Statement 10 Research Objectives 10 Overview of Research Methods 11 Analysis and Findings 12 Performance Of Tadawul 12 Overall Performance Of Tadawal 12 The Collapses And The Peaks In TASI 14 Analysis Of 2011 16 Factors 17 Oil Prices 17 Investors Composition 17 Regulation 18 Comparison With Other International Markets 18 Conclusion 20 Recommendations 21 Limitation to the Research Study 22 Limitations in the research study can greatly influence the findings and analysis of the research. Therefore it is significant for the researcher to identify and comprehend the limitations of the research. This research study also has some limitations and these limitations can influence the findings of the research study. ... In addition to this, if the researcher had collected primary data and used it to analyse the findings then it would have further improved the findings of the research study. So, these limitations have influenced the findings of the research study. 22 Background To The Problem Role And Importance Of Stock Market Stock market is considered as the main component of every economy for playing multi facet role. On one hand, stock markets are reflective of economic condition in terms of growth or otherwise; while on the other hand, stock markets contribute to the economic growth with attracting local and foreign investments. Stock markets are also important as they provide an important fund raising avenue to corporate; ensuring the prices of stocks based on their value while leading profitable companies to generate considerable returns (Lamin, 1997). Hence, indentifying and understanding the factors affecting stock market are of immense importance in understanding the current economic state as well as making prediction about future economic prospect of stock market and hence the country. Importance Of Saudi Stock Market Economic status of Saudi Arabia has been regarded as unknown to global financial crises that hit the world in the recent past. This aspect of the strengthened economy has been attributed to the many factors such as increased public investment by government etc. Hence attracted attentions to explore the various components of economy and stock market being one of them and hence, making it an important avenue to explore. It is also important to explore for the fact that Saudi Stock market is the biggest market based on market capitalization among GCC

Saturday, February 1, 2020

Exam 1 Term Paper Example | Topics and Well Written Essays - 1250 words

Exam 1 - Term Paper Example In order to establish the most applicable definition of justice, it is necessary to classify justice under ancient Greece philosophy by Plato, medieval Christianity philosophy by Augustine and Aquinas. In addition, early modern philosophies by Hume and Hobbes and recent modern philosophies by Mill and Kant are crucial. Justice ensures that all parties in various situations achieve what is rightfully theirs and present what they should give. Social issues include war, punishment, civil disobedience, equal opportunity, slavery, international relations and property rights. Plato defines justice as a virtue that establishes rational order1. The parties involved perform their appropriate roles while at the same time, not interfering with the functions of other parties. Aristotle contributes to this view by stating that justice is consistent and matches actions that are fair and lawful. He describes fairness as the equitable distribution of opportunities and correction of inequitable incidences. In Christian opinion, Augustine defines justice as a cardinal virtue that requires people to accord parties their due recognition. Aquinas’ definition of justice presents a rational result arising from proportional distribution of opportunities and rights that balances with reciprocal transactions2. The modern perception of justice seems to vary from the mentioned definitions. According to Hobbes, justice is only an artificial asset required by the civil society that stems from an agreement between differing social implications3. Hume seconds this by stating that justice protects the society by ultimately protecting properties. Kant, whose opinion is among the most recent definitions of justice, states that justice is achieved by respecting other people’s autonomy, freedom and dignity4. In this view, a just individual does not interfere with other people’s actions for as long as

Friday, January 24, 2020

Physical Activity in the US Essay -- Social Issues, Transportation

The level of the population’s level of physical activity is becoming a major public health concern in the United States (Wahlgren, 2011). As a result of urban sprawl, Americans rely heavily on personal vehicles to travel to work or other destinations. This is leading to a sedentary life style for the public as they take to their cars to travel to their destination. The public’s perception of the environments in which they live in are likely influencing their behaviors resulting in their dependance on personal vehicles. (Wahlgren, 2011). The physical environment and peoples’ levels of physical activity are directly connected. Low density zoning and auto-dependent development is resulting in the promotion of sedentary life styles. Most activities, like commuting to work or shopping, requires the use of a personal vehicle because of the area’s isolation in residential zones and commercial zones (Ewing, 2010). Alternative modes like walking or bicycling are ra ther impractical, as the areas often have little to no sidewalks or other pedestrian friendly amenities (Marshall, 2009). The Low density design is developed because residential homes have fewer units per acre and commercial buildings tend to only be a couple of stories and spaced further apart. The sizes of lots tend to be bigger to accommodate large parking lots that are often oversized and unsafe for pedestrians. An effort to combat the continual development of urban sprawl, smart growth development looks to solve this dilemma. The idea of smart growth concentrates its development around compact walkable centers within urban areas. The purpose of this is to avoid the growing sprawl through the implementation of walkable, bicycle-friendly and alternative transportation like b... ...uate personal motivation, however it is an issue that involves social and physical obstacles that must be overcome as well (Steinman, 2010). Environments that enhance walkability are typically associated with greater pedestrian traffic and lower body mass index (BMI). Neighborhood safety and traffic volumes and road speeds have been identified in the ACRES and other studies as determinants to a walk able neighborhood (Steinman, 2010, Wahlgren, 2011). Urban planners can address these issue in several different ways. Placing sidewalks and lighting to clearly guide pedestrians and creating visibility with canopy trees can create safe inviting spaces. Addressing volume and speed on roadways can be addressed by introducing sidewalk bulbs, roundabout and buffers between sidewalks and streets through the use of landscaping (Wahlgren, 2011, Dumbaugh, 2011, Frumkin, 2002).

Thursday, January 16, 2020

Most Dangerous Game Essay Essay

â€Å"The most dangerous game† by Richard Conell is a short story about a stimulating hunt that a professional hunter who is tired of hunting animals and wants to try something more strenuous and amusing – hunting humans. It presents two characters that have experienced the dangers and thrills of hunting throughout their whole life. Just by reading the title of this story, you can figure out that a large number of conflicts occur. After all, it is a dangerous game that will include two players, hunters in this case, battling each other and only one has to survive. This essay will contemplate and revolve around examples of conflicts that were manifested in the story. There are two types of conflict: external and internal. External conflict is a struggle that occurs between a character and outside forces, which can be the environment. Whereas internal conflict is a mental or emotional struggle that occurs within a character. The conflicts encountered during the story are definitely a struggle for â€Å"Survival of the Fittest†. You could say that the main conflict was the fight for survival between the protagonist and antagonist (man versus man). Sanger Rainsford, the main character, suffered many conflicts. He came across a conflict with nature, a conflict with general Zaroff, a conflict with himself, and a conflict with fate. Not only did Rainsford experience these conflicts, but also his opponent general Zaroff. The conflict with general Zaroff versus Rainsford is the most apparent and obvious conflict. Zaroff uses Rainsford as his quarry to accomplish an entertaining yet dangerous game. Rainsford has to survive in the hunt against Zaroff and his cohort in crime, Ivan. He has to use his wit and knowledge to outsmart Zaroff who has been playing the â€Å"game† a lot longer than he has. Rainsford thought of strategies that he used in the past while hunting animals to escape and triumph over the general’s bloodcurdling and amusing game. He had to do anything and everything just to survive, which caused more conflicts to interfere. He had shown his tenacity to live by making traps. The two characters had to face each other in the ultimate test for survival. General Zaroff says, â€Å"It’s a game you see. I suggest to one of them that we go hunting. I give him a supply of food and an excellent hunting knife. I give him three hours to start. I am to follow, armed only with a pistol of the smallest caliber and range. If my quarry eludes me for three whole days, he wins the game. If I find him, he loses! † Rainsford said, â€Å"Hunting? General Zaroff, what you speak of is murder. † However, Rainsford ended up winning the game by killing Zaroff and sleeping on his bed. Rainsford resolved the conflict throughout the story and the suspense was eased from there. Hence, a hunter uses tricks against another hunter to stay alive. That’s exactly what Rainsford did in order to clinch the victory of this dangerous game. The second type of this conflict occurred at the beginning of the story where Rainsford and his partner Whitney debate about hunting. Rainsford finds hunting to be the greatest sport and shows no empathy for his prey. He believes that the world is made up of two classes – the hunter and the hunted, while Whitney disagrees with his point of view. Throughout the story, Rainsford experiences karma and the fear of being hunted. Many of Rainsford’s actions had to be carefully thought of, that is why he had internal conflicts. The most important conflicts on this story were with his inner self (Human versus self). During the game, he is internally debating the decisions as he is hoping to survive. One of the decisions he had to come up with rapidly was to decide which island to swim to. After General Zaroff had explained the game to Rainsford, he had to also make another decision. He had to also decide what traps to put out. Rainsford kept battling his pretty strong emotions, namely fear, in his fight against Zaroff. Rainsford realizes the painful way that being hunted isn’t fun, whether it’s a beast or human. The General also experienced conflict within himself at the time when he treats life as a game â€Å"God made me a hunter†. He realized that hunting animals began to bore him so he decided to move on to the next stage, hunting humans. Boredom is an internal conflict Zaroff tries to overcome through his twisted game. Ultimately, it leads to his demise. Character versus Nature is a conflict that also shows the character struggling to survive against the natural elements. Rainsford had a conflict with the sea when he fell off his yacht. He had faced many hardships and had to do it to survive or the waves take him away. He also had to survive on an unknown island running in the jungle blindly in the mist and the black sky to escape from the General. Surviving in the jungle at night itself presents special challenges and conflicts to Rainsford. Character versus society is a type of conflict when a character fights against the social traditions or rules. This conflict only entails the General that decided to buy his own island for his own leisure. To hunt humans is permanently unacceptable in society. Zaroff violates that rule and creates his own rule to keep himself indulged. Character versus fate is the last conflict that will be proclaimed in this essay. Zaroff and Rainsford both fought against destiny from the commencement of the hunt. Who was going to win this dangerous game? Who was going to outsmart whom? Albeit the general is more experienced than Rainsford when it comes to hunting, he still lost to the hunt. Rainsford set up traps to outsmart his foe and used his skills to evade the hunt. He reached his destiny by putting all his effort in this survival game. Each conflict pinpointed in this essay was resolved at the denouement of this story. Sanger Rainsford and General Zaroff had overcome many conflicts in this short story. Rainsford was the only character that made the precise decisions each time. Suspense was the key to all of these conflicts and they changed Rainsford’s life.

Tuesday, January 7, 2020

Breaking the Rules Free Essay Example, 1500 words

Breaking the Rules Have we ever stopped to think why human beings have the natural tendency to break rules, no matter how harmless and insignificant they may be? From the dawn of civilization, the practice has continued and has become a common phenomenon in our everyday life. In Paradise Lost, Milton’s focus is on the same subject when Eve is tempted to eat the forbidden fruit which causes her to fall. Temptation, rooted in every human being, tries to induce people to commit wrong-doings and in the process, to break rules. The tendency to break rules ranges from trifling matters to incidents resulting in dire consequences. The subject had never provoked my thoughts till an incident involving rule-breaking changed my whole outlook towards my parents. I used to resent the fact that my parents did not have a broad outlook in matters relating to my activities. Observing the fact that I was spending a lot of my precious time out with my friends, my father viewed the matter with co ncern and gave me the clichà ©, ‘A man is judged by the company he keeps’. We will write a custom essay sample on Breaking the Rules or any topic specifically for you Only $17.96 $11.86/pageorder now He further went on to advise me that I should be more careful in choosing friends. What irritated me was the fact that my mother also agreed with him. I was filled with resentment toward my family and felt they were orthodox in their views and they just did not fit into my world. I blamed the so-called generation-gap for their attitude towards me. I knew they loved me and cared about me. Then why were they trying to restrict my freedom? Why were they encroaching on my mind? Those were questions that remained unanswered then, but I did not have to wait long. A month later, an incident in which I was involved changed my whole outlook towards life. Something happened to give me the strong conviction that parents are always right, and if they draw some boundary lines to regulate our life, they have a valid reason for doing so. The incident, even as I recall it now, makes me admit the fact that parents are the best gift in a person’s life, at leas t that is how it has been with me, and I hope everyone else is as lucky. On that particular day, some new friends had asked me to meet them in the evening as we had decided to go to a concert together. As usual, my father was a bit concerned about who my friends were and where they lived. He took the address of the place where I was going. He also reminded me to keep my cell-phone switched on. Hiding my irritation, I bowed down to all his wishes. When he finished giving his instructions, it was my mother’s turn.